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Wednesday, March 17, 2010

Type Of Bank Loan Interest


You want to make a loan for your business capital to the bank? You should know the type of loan interest to the bank's money for every loan you will always be followed with interest. While different types of loans, different types of flowers too. In order not caught interest loans, identify type:

1. Fixed interest (fixed interest)
The interest rate will change during a certain period according to the agreement. If market interest rates change (up or down), a bank or financial institution will remain consistent in interest rates that have been set.


2. Flowers floating (floating interest)
Interest rates will follow the ups and downs of market rates. If market rates rise, the mortgage interest will go up. And vice versa. This system is applied to the mortgage, credit working capital loans, business, and investment.

3. Flowers flat (flat interest)
In this system, the amount of principal repayments and interest each month the same amount. Interest is intended as a short-term credit vehicle loans and KTA.

4. Effective interest rate (effective interest)
The calculation of interest expense is calculated each end of the installment payment period based on the principal balance. Thus, interest expense will decrease each month because of debt principal to be reduced.

5th. Interest annuity (anuity interest)
In the calculation of annuities, the portion of interest in the early days very large, while the main portion is very small installments. However, near the end of the term, things will turn around.

Friday, October 9, 2009

Black Gold Up to USD71



NEW YORK - Crude oil prices surged above the level of USD71 per barrel, in trading (8/10/2009) local time, following a weak U.S. dollar exchange rate. Rising oil prices anomaly with excess oil reserves.

The price of oil contracts for November delivery rose $ 2, 12 to USD71, 69 per barrel based on the New York Mercantile Exchange (NYMEX). While in London, the price of Brent crude also rose $ 2, 57 to USD69, 77 on the ICE Futures. Strengthening these, also followed the price of natural gas and liquid oil prices.

"This made me wonder. With the excess of oil supply, oil prices could skyrocket," said analyst Dan Flynn PFGBest, as quoted by Reuters on Friday (9/10/2009).

Report The Energy Information Administration (EIA) said this week the U.S. oil reserves will continue to increase. The number of oil and gas reserves are above average and distilled oil has occupied the highest level since January 1983. While the amount of natural gas reserves itself creates a new record earlier this month. In Thursday trading yesterday, EIA said the number continues to increase in reserves last week to 3.66 trillion cubic feet.

U.S. dollar has lost some of its exchange rate against major world currencies, in line with the government stimulus program. Furthermore, there was a rumor a few countries such as Japan, China, France, and Russia who intend to seek a replacement position in the U.S. dollar oil trade.

Wednesday, September 23, 2009

Start Your SEO Campaign With On Page Optimization

By Michael Fleischner

As someone who makes a living improving search engine rankings, I can tell you that there is a lot of bad information out there about SEO. What if I were to tell you that the road map for achieving top rankings was within your grasp? The holy grail of rankings is not imaginary. As is true with any major success, it leaves clues.

By working with literally hundreds of small and medium sized websites, I have found that top ranked sites have a number of factors in common. What are they? I’m about to share these factors with you and explain what separates those in the top Google positions and those that are never found on page one of search results.

The first search engine ranking factor has to do with the anchor text of all inbound links to your website. Google and other search engines use the anchor text from other sites linking in to determine what your site is about and what it should rank well for. If websites link in only using a URL, and not your keywords in the anchor text, email them and ask them to update your link. The link should always appear with your most important keywords.

The second most important ranking factor is using keywords in your title tag and other meta tags. Meta tags still have an impact on your search rankings. Although the weight of meta tags may be minimal, they are effective in categorizing your page and identifying what search engines should expect to find when they spider web site pages. Make sure your tags are constructed properly and include you keywords.

The third ranking factor to consider for your web site is link popularity. This phrase has been talked about in search engine circles for a while but can be equated with Page Rank. The concept of Page rank or link popularity for that matter take a number of factors into consideration to identify the quality of web pages from an external perspective. The largest factor that influences search engine rankings is the number and quality of links that are pointing to a web site or web page.

The fourth ranking factor is the diversity of domains that link to your web site. For many search engines, it’s not only what links you have to your site but making sure they are from different domains. This represents more popularity associated with you web site and therefore is judged to be a better search result. When link building, try to focus on generating inbound links from different websites.

The final ranking factor is keyword use in root domain. Although it's possible to use subdomain or dedicated pages to get your keywords in a URL, nothing beats having them in your root domain.

All of these factors are important for top search rankings. Don’t overlook any of them if trying to improve your search rankings for particular keywords or keyword phrases. Also, be sure to continually read up on the subject or consider any one of a number of SEO training programs that can show you how to have more impact with your optimization efforts.